Privacy Policy

Your Data Stays on Your Device

DebtMage is designed with privacy as the core principle. All your financial data—debts, income, expenses, and assets—is stored locally in your browser using encrypted localStorage. We never send your financial data to any server.

What We Don't Collect

• Your debt balances, interest rates, or payment amounts
• Your income or expense information
• Your personal identification information
• Your email address or contact details
• Any data that could identify you personally

Analytics

We may use privacy-focused analytics (like Umami) to understand how visitors use the site. This analytics tool:

• Does not use cookies
• Does not collect personal information
• Does not track you across websites
• Only collects anonymous usage statistics (page views, referrers)

Local Storage

Your financial data is stored in your browser's localStorage with XOR encryption. This means:

• Data persists between browser sessions
• Clearing your browser data will erase your DebtMage data
• Data is not accessible to other websites
• You can export your data anytime for backup

Third-Party Services

DebtMage does not integrate with any third-party financial services, banks, or data aggregators. You manually enter all information, ensuring complete control over your data.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be reflected on this page with an updated date.

Contact

If you have questions about this privacy policy, please open an issue on our GitHub repository.